Car Accidents 2022 – New York Personal Injury Lawyers 91ԭƵ#38; Aspromonte Associates LLP Sat, 28 Jun 2025 15:56:39 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 /wp-content/uploads/2025/01/favicon-150x150.webp Car Accidents 2022 – New York Personal Injury Lawyers 32 32 Farmers Insurance Claims – New York Car Accident Lawyers /blog/farmers-insurance-claims-new-york-car-accident-lawyers/ /blog/farmers-insurance-claims-new-york-car-accident-lawyers/#respond Wed, 12 Feb 2025 11:08:35 +0000 /farmers-insurance-claims-new-york-car-accident-lawyers/   Auto insurance is a requirement in New York and it’s supposed to pay for accidents. Farmers Insurance is one such company. Unfortunately, insurers rarely pay as much as they should unless you have a car accident lawyer to help you make your claim. Like many auto insurance companies, Farmers has been covering claims for almost 100 […]

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Auto insurance is a requirement in New York and it’s supposed to pay for accidents.  is one such company. Unfortunately, insurers rarely pay as much as they should unless you have a car accident lawyer to help you make your claim.

Like many auto insurance companies, Farmers has been covering claims for almost 100 years. That also means they’ve had nearly a century of experience to learn how to reduce and block claims. Here’s how to fight back.

About Farmers Insurance

Farmers Insurance is one of the largest insurance companies in America. Founded in 1928, the company mainly covers homes, vehicles, and small businesses. It is also considered one of the ten worst insurance companies in America, according to the American Association for Justice.

One example of a dirty trick they pulled was when an elderly lady in Washington State was struck in a multi-vehicle accident. She had a coma for nine days and became permanently disabled.

Farmers tried to deny the claim because the at-fault driver was acting through road rage, so the crash was not the result of an accident. It took the actions of the Washington State Insurance Commissioner to get them to cave and pay the claim.

For a free legal consultation, call (212) 732-2929

No Fault Insurance in New York

Fortunately, New York is a no-fault state, unlike Washington. This means that drivers would start getting compensation by filing a claim against their own insurance. This could be Farmers Insurance, but just because you’re a customer doesn’t mean you’ll get better treatment.

First, your insurance will only cover you up to your maximum coverage amount, minus any deductible. They will also only cover medical bills and property damage, not things like pain and suffering. The minimum amount of coverage will not be enough if you have a serious injury.

If you can afford more coverage, you may wish to get more so you don’t have to file a lawsuit later to pay for it. Otherwise, assuming you meet New York’s definition of having a serious injury, you’ll have to turn to the court and the help of a New York car accident lawyer to help you.

What to Do Before Calling Farmers Insurance

Once you call the company to report your accident, you’ll need to give them evidence your story is true. A good settlement starts with good evidence. Here are some things you should do to back up your claim.

  • Report your accident to the police and DMV.
  • Get witness contact information, if you can.
  • Get photos of the scene, your cars, and your injuries, if you can.
  • See a doctor as soon as possible, even if you feel fine.
  • Make notes of all conversations you’ve had about the accident.

There are also several things you should NOT do. These go for any personal injury case, not just Farmers Insurance claims:

  • Don’t discuss your accident with other people besides the police, your lawyer, and the insurance company.
  • Avoid posting information about your life, including on social media, until your claim is settled or you’ve talked to a lawyer.
  • Only give facts to all parties. Do not say who you believe was at fault or that your injuries aren’t causing you pain. Even saying “I’m fine” to be polite will be used against you.

Do not wait too long to make your claim. Try to call Farmers Insurance within 30 days of your accident. After you’ve given them your initial information, they’ll assign your case to a claims adjuster. Their job is to verify your story, see if the company has to pay you, and do whatever they can to lower how much they’ll have to pay.

Click to contact our personal injury lawyers today

Handling the Adjuster

The best way to handle the conversation with an insurance adjuster is to have a New York car accident lawyer do it for you. Sign nothing from Farmers Insurance or give a formal statement to the adjuster until you’ve spoken to one.

You could get lucky and think you’re getting a fair shake on a settlement deal. Consider the following before accepting a settlement:

  • Is your medical treatment complete, and will you need ongoing care for your injuries?
  • Are you experiencing mental health symptoms post-accident that haven’t been  diagnosed (e.g. PTSD symptoms?)
  • Are you truly sure you know how much your car accident is worth?

In a minor accident, such as those involving construction accidents, with costs well below your policy limit, you may be comfortable accepting a first settlement. Yet, you may leave money on the table you don’t know about. Even if you don’t hire an attorney, you can still get a consultation to make sure you’re not getting ripped off.

Once you sign a settlement agreement, the matter is closed and you cannot get more money from that incident claim. If your injuries get worse or you need further care, you’ll have to pay for them out of pocket.

Whether you have Farmers Insurance yourself, or you meet the standards to sue the at-fault driver that has coverage from this company, speak with a New York car accident attorney from 91ԭƵamp; Aspromonte Associates LLP before you get too far with your claim process. You deserve every penny you can get for what happened to you, and we can help make sure you get it.

Call or text (212) 732-2929 or complete a Free Case Evaluation form

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Aggressive Driving Accidents in NYC: Legal Steps to Take /blog/aggressive-drivers-are-still-a-problem-in-ny-how-can-a-ny-car-accident-attorney-prove-that-aggressive-driving-caused-an-accident/ /blog/aggressive-drivers-are-still-a-problem-in-ny-how-can-a-ny-car-accident-attorney-prove-that-aggressive-driving-caused-an-accident/#respond Mon, 23 Dec 2024 09:22:22 +0000 /aggressive-drivers-are-still-a-problem-in-ny-how-can-a-ny-car-accident-attorney-prove-that-aggressive-driving-caused-an-accident/ People often joke about the aggressiveness of NYC drivers, but those who have suffered injuries due to aggressive driving certainly aren’t laughing. It is no secret that more aggressive driving in one area means more accidents in one area, and New York car accident attorneys can certainly agree, for they see their fair share of […]

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People often joke about the aggressiveness of NYC drivers, but those who have suffered injuries due to aggressive driving certainly aren’t laughing. It is no secret that more aggressive driving in one area means more accidents in one area, and New York car accident attorneys can certainly agree, for they see their fair share of accident cases involving aggressive driving.

New York City actually ranks pretty badly when it comes to overall safe driving records, and a poll taken by Reuters in 2009 actually has New York listed as the worst. Perhaps it is the amount of traffic, competing with road space with pedestrians and bicyclists, that cause tempers to flare. Regardless of the reasons for road rage or general aggressiveness, when it results in an accident, someone must be held accountable.

For a free legal consultation, call (212) 732-2929

If a New York car accident attorney can prove that aggressive driving was to blame for an accident and any injuries sustained, it counts as negligence, and the driver must be held accountable. Getting all the details and investigating the circumstances surrounding the accident is pertinent to proving negligence. A professional NYC car accident lawyer knows how to investigate the accident and discover all the important details.

Your attorney can help you recoup lost wages due to being absent from work as a result of your injuries, and you are also entitled to compensation for medical bills, pain and suffering, and any future treatment or lifestyle changes that may have to be made if your injuries are severe and require continuous treatment. In the unfortunate case that aggressive driving caused the death of a loved one, then the family has the right to file a wrongful death lawsuit.

We understand the complexities of personal injury law and have supported victims in cases ranging from car accidents to construction accidents and wrongful death.

Call or text (212) 732-2929 or complete a Free Case Evaluation form

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The Do’s and Don’ts of Filing Insurance Claims /blog/the-dos-and-donts-of-filing-insurance-claims/ /blog/the-dos-and-donts-of-filing-insurance-claims/#respond Wed, 18 Dec 2024 09:52:31 +0000 /the-dos-and-donts-of-filing-insurance-claims/ If you have been injured in a motor vehicle accident in New York City, the personal injury lawyers at 91ԭƵ#38; Aspromonte Associates LLP can help you pursue compensation for your medical bills, wage loss, pain and suffering, and other hardships. It’s important that you are cautious when filing auto insurance claims. The actions you […]

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If you have been injured in a motor vehicle accident in New York City, the personal injury lawyers at 91ԭƵamp; Aspromonte Associates LLP can help you pursue compensation for your medical bills, wage loss, pain and suffering, and other hardships.

It’s important that you are cautious when filing auto insurance claims. The actions you take can play a big role in how much compensation you’re able to obtain.

Schedule an appointment at Dankser & Aspromonte Associates in New York, NY, so that you can consult with a personal injury attorney about your case.

The Do’s of Filing Insurance Claims

  • ٴget legal advice from a personal injury attorney.
  • ٴlook over your insurance policies to see what coverage and exclusions are present.
  • ٴcontact your insurer immediately to let them know that you’ve been in an auto accident, or when your car is stolen, damaged or other event that is covered under your policy.
  • ٴtry to take pictures if possible of the accident, your vehicle and the injuries you’ve sustained.
  • ٴwrite down notes as you’re talking with your insurer. Keep a record of the names, job titles and contact numbers of those you speak with at the insurance company. You should also try and get the names of their supervisors as well. Make a note of what was discussed and what the representative promised to do.
  • Motor Vehicle Accidents – An Overview
  • Auto Accident Injuries and Compensation
  • Uninsured and Underinsured Motorists
  • No-Fault Insurance
  • What to Do If You Are in a Motor Vehicle Accident
  • Frequently Asked Questions About Motor Vehicle Accidents
  • Motor Vehicle Accidents Resource Links
  • Motor Vehicle Accidents Contact Form

If you are suffering due to a motor vehicle accident injury, it is important to consult with an experienced personal injury lawyer before making any statement to the insurance company.

  • ٴtell your insurer the full truth. This will save everyone time and effort, as well as clear up questions regarding legal liability, which can be quite complex in these cases. If you aren’t forthcoming with your insurer, this could reduce your coverage or worse, invalidate it.
  • ٴfind out if you have addiction insurance coverage. For example, under certain situations, you may be able to receive supplemental coverage from umbrella coverage, homeowner’s insurance or another auto insurance policy.
  • ٴkeep all of the receipts for money you spent on rental cars, medical expenses and other purchases that are connected to the auto accident.
  • ٴlearn the difference between what you owe on your vehicle and the replacement value of your vehicle. This will be important in the event you total your car. Most insurers will only give you the cash value of your vehicle when it is totaled in an accident. However, you may owe more than that to your finance company. Having gap coverage can cover the difference. This additional coverage can be used to cover things in your car like a special sound system.

The Don’ts of Filing Insurance Claims

  • ٴDz’taccept the estimate of losses and damages given to you by the insurance company. You should first explore this on your own. You can use the assistance of a lawyer to help you with determining whether the estimate given to you by the insurer is fair.
  • ٴDz’tprovide a written or recorded statement to the insurance company until you know how you want to proceed with the case. It’s important that you know your rights and the extent of your auto coverage.
  • ٴDz’tsign a waiver or release before you have obtained legal advice. Don’t allow the insurer to pressure you into signing anything because you have the right to explore your available options. Just ensure that you are mindful of the time limits set in your policy and take action accordingly.
  • ٴDz’ttake any checks from your insurance company, especially if it is considered a “final payment”, unless you have already your options with a lawyer.

Get in Touch with a Personal Injury Lawyer

You have terms in your legal contract with your insurer that has to be adhered to by the insurance company. It’s your right to ensure that that happens. With the support of an attorney, you can receive guidance and advocacy for your case. Call the office of 91ԭƵamp; Aspromonte Associates LLP Associates in New York, NY to schedule a consultation with a car accident lawyer that’s well-versed in personal injury law.

Justice is within reach—contact us now to discuss your personal injury case. With experience across a range of personal injury cases—including car accidents, construction accidents, and serious injuries—our attorneys are prepared to fight for your rights.

Call or text (212) 540-2984 or complete a Free Case Evaluation form

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New York Car Accident Claims Lawyers: Fighting for Your Rights /blog/how-to-handle-a-car-accident-in-new-york/ /blog/how-to-handle-a-car-accident-in-new-york/#respond Wed, 18 Dec 2024 09:03:52 +0000 /how-to-handle-a-car-accident-in-new-york/   If you have been involved in a car accident you may not know what to do to protect yourself.  The decisions you make and actions you take could impact your rights to recover fair compensation. Every day, thousands of people get into accidents in New York. Do you know what to do after an […]

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If you have been involved in a car accident you may not know what to do to protect yourself.  The decisions you make and actions you take could impact your rights to recover fair compensation.

Every day, thousands of people get into accidents in New York. Do you know what to do after an accident and what your legal responsibilities are? What about afterward when you’re filing a claim? Here’s what you need to know.

Before the Car Accident

Quick, could you tell someone about the policy limits on your car insurance? New York is a no-fault accident state, which means you file claims with your own insurance first before you try a lawsuit. The surest way to get enough compensation is to carry enough insurance.

The minimum auto insurance requirements are usually far too low for any serious accident. We recommend carrying at least $100,000 in PIP coverage if you can afford it. On average, most people will be in at least 3-4 car accidents in their lifetime. They won’t all be major or your fault, but that’s what the insurance statistics tell us.

Therefore, it’s in your best interest to prepare for this by having enough coverage. If you do this, you may not need to go to court at all to get the compensation you deserve. Check your policy every year to see if you have enough coverage.

For a free legal consultation, call (212) 732-2929

At the Scene of the Accident

In New York, people in an accident have legal responsibilities. Failing to do certain things could lead to criminal charges and could also put your compensation at risk. Here’s what you must do at the scene of the accident:

  • Get everyone to safety, if possible. Move any cars to a safe location, like the side of the road. Turn on hazard lights and, if necessary, use road flares and reflective devices so other cars can spot the accident.
  • Call 911 to report the accident and any injuries. Follow the instructions of the 911 operator. When the police arrive, give them the facts of what happened so they can fill out their report. Stay at the scene until you’re released.
  • While you are waiting, exchange your full name, insurance information, contact information, license plate numbers, and driver’s license numbers with all the drivers.
  • If you are taken to the hospital because of injuries, it’s likely the police will contact you to give a report. They may have the contact information for the other drivers so you can prepare your claim.

If you can do so, take photos of the accident scene, your injuries, and the state of the cars. Locate any witnesses and get their contact information so your lawyer can ask for a statement. Do not make any claims about who is responsible for the accident.

After the Accident

If you did not go to get checked out by a doctor after the accident, do that next even if you feel okay. You may have injuries hidden by adrenaline and shock that could get worse later if you don’t get early treatment. These hidden injuries might take weeks to show themselves.

The next step is to contact a personal injury attorney in your area for advice. They can help you craft a strong claim when you contact your insurance company. They can also advise you on whether to sue the other party at fault.

Your lawyer may also have advice on how to maximize the value of your claim. For instance, you could keep a pain journal documenting how your injuries have affected your life. This is a useful tool for calculating pain and suffering claims.

Click to contact our personal injury lawyers today

Deciding to Go to Court

Eventually, your insurance and your lawyer will negotiate an offer to settle your New York car accident. Your lawyer will give you advice on whether it’s a fair offer and whether you should go to court against the other driver.

New York uses a pure comparative fault system. As long as you are less than 100% responsible for the accident, you can pursue compensation in court. Your percentage of fault will reduce the value of your claim by that amount.

Going to court will delay getting your final settlement check, but it could make your case far more valuable. Your lawyer will explain the pros and cons, but leave the decision to you. Whichever you choose, the matter ends once you receive a settlement or the final award from court.

Protect your rights—schedule a consultation with our personal injury attorneys. We’ve successfully represented clients in a variety of personal injury cases, from car and construction accidents to serious injuries and wrongful death.

Call or text (212) 732-2929 or complete a Free Case Evaluation form

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Man Arrested for Hit and Run That Killed Expectant Brooklyn Parents /blog/man-arrested-for-hit-and-run-that-killed-expectant-brooklyn-parents/ /blog/man-arrested-for-hit-and-run-that-killed-expectant-brooklyn-parents/#respond Tue, 17 Dec 2024 09:51:49 +0000 /man-arrested-for-hit-and-run-that-killed-expectant-brooklyn-parents/ The hours before a woman gives birth can be stressful, chaotic and even exciting for new parents. However, any NYC car accident lawyer knows that in the rush to get to a hospital, accidents can happen. Recently, an expectant New York couple was killed in a tragic hit and run accident while on the way to the […]

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The hours before a woman gives birth can be stressful, chaotic and even exciting for new parents. However, any NYC car accident lawyer knows that in the rush to get to a hospital, accidents can happen.

Recently, an expectant New York couple was killed in a tragic hit and run accident while on the way to the hospital. The couple was in a cab when another driver crashed into the vehicle. The driver fled the scene of the accident.

The expectant parents, both 21 years old, were both killed in the accident. The mother was thrown from the vehicle during the accident. Their child, who was premature at 7 months, was delivered alive by Cesarean section at the hospital; however, the baby died the next day due to blunt-force trauma to his mother.

For a free legal consultation, call (212) 540-2987

Liability in a car accident is determined under the legal theory of negligence. A driver’s failure to exercise reasonable care, such as by speeding or disregarding traffic signals, can constitute negligence and give rise to liability for any injuries caused by that negligence. When someone is killed in a car accident that was caused by another driver, the surviving family members may be able to bring a civil wrongful death suit against the other driver. A civil suit can be brought against the driver for damages even if criminal charges have already been brought for the same conduct. These damages may include monetary damages for loss of support and funeral and medical care.

The driver of the second vehicle has been charged with criminally negligent homicide, three counts of assault and leaving the scene of a car accident. Authorities state that he was driving 60 mph through the Brooklyn streets at the time of the accident.

Source: NBCNewYork.com, “Hit-Run Suspect Returns to NYC After Pa. Arrest in Crash That Killed Pregnant Woman, Husband,” March 7, 2013

Our experienced team has assisted personal injury victims with claims involving car accidents, construction accidents, wrongful death, and other serious injuries.

Call or text (212) 540-2987 or complete a Free Case Evaluation form

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Is It Better to Settle an Accident Claim or Go to Court? NYC Car Accident Attorneys Have The Answer. /blog/is-it-better-to-settle-an-accident-claim-or-go-to-court-nyc-car-accident-attorneys-have-the-answer/ /blog/is-it-better-to-settle-an-accident-claim-or-go-to-court-nyc-car-accident-attorneys-have-the-answer/#respond Tue, 17 Dec 2024 09:24:26 +0000 /is-it-better-to-settle-an-accident-claim-or-go-to-court-nyc-car-accident-attorneys-have-the-answer/ After an auto accident, a common procedure is often to file claims with the insurance company, and if the accident has been found to be the fault of the other driver, then wait to see how much the insurance companies offer you and take their settlement. However, you might not realize that compensation offered by insurance […]

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After an , a common procedure is often to file claims with the insurance company, and if the accident has been found to be the fault of the other driver, then wait to see how much the insurance companies offer you and take their settlement. However, you might not realize that compensation offered by insurance companies is often low and unfair, even if they try to pretend that you are getting a large amount.

That doesn’t mean it is always necessary to see a New York City car accident lawyer and go to court, as every case is different, and the circumstances surrounding each case can be a determining factor in how much compensation you are offered. But it sure doesn’t hurt to have a free consultation with a trial attorney first just to make sure that you aren’t losing out on more compensation that you deserve.

For a free legal consultation, call (212) 732-2929

The NYC car accident attorney will hear the details of your case and can recommend the best course of action. Because an experienced attorney fully understands the laws of NYC and also knows how insurance companies work, they can give you an honest, informed answer as to whether you should settle with the insurance company or retain their services. Typically, if you or a loved one suffered any injuries as a result of the accident, it will be recommended that you utilize the services of professional NYC car accident attorneys, in order to ensure that you receive the most you may be entitled to in order to cover any future medical treatment or lifestyle changes as well.

Our experienced personal injury lawyers have supported clients through cases involving auto accidents, construction accidents, catastrophic injuries, wrongful death, and additional claims.

Call or text (212) 732-2929 or complete a Free Case Evaluation form

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New York Driving Safety Laws & Accident Tips /blog/new-york-driving-safety-laws/ /blog/new-york-driving-safety-laws/#respond Wed, 11 Dec 2024 12:37:38 +0000 /new-york-driving-safety-laws/ Every driver needs to start somewhere to learn New York’s driving safety laws. Knowing these laws and following them while driving is the first step to preventing an accident. When you’re a safer driver, you help keep everyone safe from injuries on the road. The laws also tell you the consequences of breaking those laws. […]

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Every driver needs to start somewhere to learn New York’s driving safety laws. Knowing these laws and following them while driving is the first step to preventing an accident. When you’re a safer driver, you help keep everyone safe from injuries on the road.

The laws also tell you the consequences of breaking those laws. Some of the penalties are very severe, even reaching felony status. Driving under the influence is one example of a traffic violation that can become a felony.

Sources for New York Driving Laws 

We can find the law code for driving and vehicles in New York on the NY State Senate website. Chapter 71, linked above, has all the details. Thankfully, you do not need to know every one of these rules!

Many of them are quite specific and apply to things like commercial vehicle inspections, rules around snowmobiles, and many other topics you’ll probably never have to worry about. The rules you should worry about can be found in the New York driver’s manual.

The New York DMV has online and PDF copies of the driver’s manual. These are the fundamental road laws that every driver must know before they’re allowed to get a license. One of the most important sections for accidents is chapter 12, which tells you what you must do after you’ve been in an accident.

For a free legal consultation with a lawyer serving New York, call (212) 540-2984

What to Do After an Accident

Here’s a brief summary of the rules about what to do after a car accident. The first thing you must do is stop at the scene, no matter the level of damage to the vehicles. Then you must exchange these pieces of information with the other driver:

  • Name
  • Address
  • Driver’s license number
  • Vehicle registration
  • Insurance information, including policy number and effective date.

You must give this information to all drivers and to the police, and show your car if requested. If the other driver isn’t on the scene, like if you hit a parked car, you must try to find the owner or notify the police.

You must also move your vehicle off the road if it’s safe to do so, notify the police if there’s an injury, and notify the DMV in certain cases within 10 days of the event. It is a violation of the law if you don’t file a Report of Motor Vehicle Accident within this deadline, and you could lose your license.

Personal Injury Lawyer Near Me (212) 540-2984

What These Rules Don’t Tell You

Unfortunately, the New York driving safety laws don’t tell you the importance of hiring a personal injury attorney after an accident to protect your claim. You can follow all the rules to protect you from the state, but that won’t protect you from a bad faith insurer that tries to keep the compensation you deserve.

If you’ve been in a car accident in New York, contact 91ԭƵamp; Aspromonte LLP Associates for a free, no-obligation consultation about your car accident. We can make sure you follow all necessary state laws and protect your financial interests for compensation.

Our skilled personal injury attorneys have represented clients in cases involving car accidents, construction accidents, severe injuries, wrongful death, and other serious incidents.

Call or text (212) 540-2984 or complete a Free Case Evaluation form

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Learning About No-Fault Auto Insurance /blog/learning-about-no-fault-auto-insurance/ /blog/learning-about-no-fault-auto-insurance/#respond Wed, 11 Dec 2024 11:28:23 +0000 /learning-about-no-fault-auto-insurance/ If you have been injured in a motor vehicle accident in New York City, the personal injury lawyers at 91ԭƵ#38; Aspromonte Associates LLP can help you pursue compensation for your medical bills, wage loss, pain and suffering, and other hardships. When you’re injured in an auto accident in NYC, it’s recommended that you speak […]

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If you have been injured in a motor vehicle accident in New York City, the personal injury lawyers at 91ԭƵamp; Aspromonte Associates LLP can help you pursue compensation for your medical bills, wage loss, pain and suffering, and other hardships.

When you’re injured in an auto accident in NYC, it’s recommended that you speak with a personal injury lawyer at 91ԭƵamp; Aspromonte Associates LLP, who can assist you with obtaining compensation for your wages lost, medical bills, pain and suffering and other difficulties in your life due to the accident.

No-fault auto insurance enables drivers to receive compensation from their insurer, no matter who is at fault for an accident. Some states have a structure for no-fault insurance and others don’t. The states that do have laws that determine when, how long and how much compensation an injured party may obtain.

To determine how the laws in New York City can affect the outcome of your case, you should speak with a NYC accident attorney at 91ԭƵamp; Aspromonte Associates LLP. Contact our office today to schedule an appointment for a consultation.

No-Fault Insurance Basics

For a free legal consultation, call (212) 540-2984

With no-fault insurance policies, insurers are agreeing to pay policyholders money for damages and injuries caused by an accident, with no regard to who was responsible. This is different than insurers that have at-fault insurance policies, which requires an investigation to determine who was at fault. Once it has been determined, the responsible party’s insurer has to pay for the majority of the compensation.

  • Motor Vehicle Accidents – An Overview
  • Auto Accident Injuries and Compensation
  • Insurance Claim Do’s and Don’ts
  • Uninsured and Underinsured Motorists
  • No-Fault Insurance
  • What to Do If You Are in a Motor Vehicle Accident
  • Frequently Asked Questions About Motor Vehicle Accidents
  • Motor Vehicle Accidents Resource Links
  • Motor Vehicle Accidents Contact Form

If you are suffering due to a motor vehicle accident injury, it is important to consult with an experienced personal injury lawyer before making any statement to the insurance company.

The purpose of the no-fault insurance system was to lower the burdens placed on the courts and to help speed up the process of payments to individuals who have been injured in a car accident. In a state with a no-fault insurance structure, it is much harder to sue a driver who is at-fault for the damages incurred. In order to take these legal measures, the inured party must have serious injuries. In a no-fault state, it is more certain that injured parties will receive compensation, since it is made available right away through the policy of the injured party. However, there is a cap on how much a policy will pay for compensation.

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In the no-fault insurance system, the injured individual is prevented from obtaining a windfall caused by the auto accident. Plus, it makes certain that compensation is received by the injured individual, no matter who was at-fault. If certain economic losses were sustained by the other driver, he or she too will receive compensation from their insurance provider. The state laws for no-fault insurance range widely.

Personal Injury Protection

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Those who have no-fault insurance likely have a personal injury protection package. This is when your insurer pays for the medical bills for the driver that’s insured, as well as the passengers who are injured in a motor vehicle accident. Some of the losses that PIP covers include medical expenses, funeral costs and loss wages. It won’t, however, cover compensation for pain and suffering or damages caused to a vehicle. Each state is different. PIP policies tend to have limits on how much they’ll pay for compensation.

Call a Personal Injury Lawyer

What you do after you’ve been in a car accident plays a major role in how much money you can recover. It can be tricky dealing with insurance providers. This is why you should consult with a personal injury attorney at 91ԭƵamp; Aspromonte Associates LLP Associates in NYC. We can help clarify the systems and its laws for you.

Our attorneys bring extensive experience to a range of personal injury cases, including car and construction accidents, catastrophic injuries, wrongful death, and more.

Call or text (212) 540-2984 or complete a Free Case Evaluation form

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What You Should Know About Crash-Related PTSD /blog/what-you-should-know-about-crash-related-ptsd/ /blog/what-you-should-know-about-crash-related-ptsd/#respond Wed, 11 Dec 2024 06:54:39 +0000 /what-you-should-know-about-crash-related-ptsd/ By 91ԭƵ#38; AspromonteApril 25, 2022 Post-Traumatic Stress Disorder, or PTSD, is a stress response to trauma that can cause debilitating symptoms long after the danger has passed. You may not know that car crashes are the most common cause of PTSD. Crash-related PTSD happens to about 39.2% of motor vehicle accident survivors according to National Institute […]

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By 91ԭƵamp; AspromonteApril 25, 2022

Post-Traumatic Stress Disorder, or PTSD, is a stress response to trauma that can cause debilitating symptoms long after the danger has passed. You may not know that car crashes are the most common cause of PTSD.

Crash-related PTSD happens to about 39.2% of motor vehicle accident survivors according to National Institute of Mental Health. It’s important to know that this can happen to you after a crash. You could receive compensation for your PTSD treatment and pain and suffering.

What Are the Symptoms of Crash-Related PTSD?

There are several hallmark symptoms of PTSD. You do not need a formal diagnosis of PTSD to receive damages for mental trauma, but the more symptoms you have, the easier it will be to prove that you deserve more compensation.

Some of the symptoms of PTSD, according to the DSM-5, include:

  • Intrusive memories about the event
  • Emotional and physical reaction to triggers related to the event
  • Avoidance behavior related to these reactions
  • Negative alterations in thought and mood
  • Changes in psychological arousal and reactivity (e.g. trouble sleeping, worse temper, stronger startle reactions)

For a diagnosis, the symptoms have to last longer than one month and cause distress or functional impairment. Again, even one of these symptoms can be enough to get mental trauma damages. However, a formal diagnosis will make your case far stronger.

Strong PTSD symptoms put you at risk for other mental illnesses. It can also give you a fear of cars or driving that can cripple your life. These avoidance behaviors need treatment, but you’ll need time and money to do that.

For a free legal consultation, call (212) 732-2929

People Most At-Risk for Crash-Related PTSD

There are certain things that can make it more likely to develop crash-related PTSD. You should tell your doctor, psychologist, and lawyer if you have:

  • Dissociation symptoms during or after the accident
  • A history of prior trauma, no matter the source
  • Feeling like your life is threatened
  • Prior mental illness
  • A family history of mental illness
  • Lack of social support
  • Powerful emotions during or immediately after the accident

PTSD is treatable with therapy and medication, but it takes time and mental health care is expensive. A lawsuit can help you recover these costs if someone else’s negligence caused the accident and your injuries.  If the evidence shows that your PTSD was a serious injury resulting from the accident, the law may entitle you to recover fair and reasonable compensation for pain and suffering, mental anguish, loss of enjoyment of life, damage to your family relationships, and many other types of damages

Make a Mental Note of All Damages

If you suspect you could have PTSD symptoms, and you have a claim in process, you should make a mental note of all of the ways your PTSD has affected your life. This is a record of the changes of your physical and mental symptoms over time in your own words.

This evidence will provide valuable evidence to your lawyer and could be the key to getting damages like pain and suffering or mental trauma. These are damages above and beyond the economic costs of your crash and could add a lot of money to your final compensation amount.

Don’t ignore PTSD symptoms. Untreated PTSD can lead to further mental illness and cause trouble in your relationships and your profession. Please see a therapist and consider seeking group therapy.

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How Much Could I Get for Crash-Related PTSD?

Every case is unique and there is no set figure which you will be entitled to recover.  Your compensation will depend on several factors, like with any other damage claim. The economic costs, like your therapy and medication bills, are easy to calculate. But the scars caused by PTSD aren’t so easy to calculate.

If you believe that another’s negligence has led to your PTSD injuries, speak to an experienced personal injury law firm about your rights.  At 91ԭƵamp; Aspromonte LLP Associates, we have been fighting for the rights of injury victims just like you since 1988.

Call us for a free consultation to discuss the unique facts of your case.  If we agree to accept your case, you will not be asked to pay us any money upfront.  We only earn a legal fee when you recover compensation. Your time is limited.  If you fail to file your claim by the applicable deadline, you could be prevented from recovering the compensation you deserve.

Our experienced personal injury lawyers have supported clients through cases involving auto accidents, construction accidents, catastrophic injuries, wrongful death, and additional claims.

Call or text (212) 732-2929 or complete a Free Case Evaluation form

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Why is it Better to Seek a Personal Injury Lawyer /blog/why-is-it-better-to-seek-a-personal-injury-lawyer/ /blog/why-is-it-better-to-seek-a-personal-injury-lawyer/#respond Wed, 11 Dec 2024 06:36:47 +0000 /why-is-it-better-to-seek-a-personal-injury-lawyer/ If you or a loved one has been injured in an accident or as the result of someone’s negligence or an unsafe area, obviously that person’s health and condition will be the first thing on your mind. The days immediately following an accident or personal injury can also be stressful and confusing, and insurance companies […]

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If you or a loved one has been injured in an accident or as the result of someone’s negligence or an unsafe area, obviously that person’s health and condition will be the first thing on your mind. The days immediately following an accident or personal injury can also be stressful and confusing, and insurance companies may be trying to offer you a monetary settlement that you might be quick to accept, if only to ensure that you have some compensation for medical bills.

However, in many cases, retaining the services of a personal injury attorney is the smarter choice, as you will typically receive much more compensation, as well as helpful advice and access to additional resources that can help you or your loved one recover with more ease.

For a free legal consultation, call (212) 732-2929

Insurance companies will normally appear friendly and concerned and make you believe that they care about your injuries and only have your best interests at heart. But the truth is, they are a business, and they are only concerned about how much they might have to pay in order to ensure they don’t get sued. Before accepting any offer from an insurance company, it would be wise to seek advice from an experienced personal injury lawyer in NYC first.

Serious injury lawyers in NYC are well versed in dealing with insurance companies, and their expertise ensures you’ll receive a fair settlement that covers not just any medical bills and associated expenses, but also additional monetary compensation you may be entitled to. Your trial attorney will thoroughly research your case to ensure you have the best chance of getting everything you deserve.

From car accidents to construction accidents and cases of wrongful death, our dedicated personal injury attorneys are here to provide expert representation.

Call or text (212) 732-2929 or complete a Free Case Evaluation form

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